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Binding Authority

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Along with the extensive range of brokerage markets available to Insential, Inc. agents and brokers, we strongly suggest you make a point of working with our underwriting facilities, as well.


At A Glance:

  • Quick review for appetite match…if there is no match the risk is automatically referred to our broker team.
  • Quick quote turnaround – with complete submission, quotes can be turned around to meet your deadlines with greater ease.
  • Competitive terms – each of our binding authority carriers offer competitive terms on hundreds of classifications.
  • Designed for small to midsized risks
  • Centralized underwriting – allows you to work directly with the underwriter and establish a long-term relationship with Insential underwriting, and the carrier.
  • Low minimum premiums – minimums as low as $2,500 on most classes of business.
  • Lines of business – includes General Liability, Liquor Liability, Property and Inland Marine available in most states.

Recent Binding Authority Successes:

  • Contractors
  • LRO
  • Restaurants/Bars
  • Landscaping/Snow Removal Contractors
  • Hotel/Motel
  • Gas Stations