Phone: 888-571-6160

 


Insential Hospitality Program

Overview
insentialnewofficeThe hospitality Industry is experiencing a number of sweeping changes and Insential's new Hospitality Liability Program is now available to focus on the needs of hotel / motel owners and operators.

Insential's Hospitality Program combines maximum underwriting and rating flexibility to provide the broadest possible coverage:

INCLUDING OPTIONAL COVERAGE FOR FRANCHISORS IF NAMED IN A CLAIM

Insential, Inc. knows that in these times, Hospitality clients need to partner with a full-service wholesale broker and program manager with the resources, carrier contacts and commitment to deal with the complexities of this vital and dynamic industry.



 

Hospitality Program

Insential's Program is modular - we provide Employment Practices Liability, Directors & Officers and Fiduciary Liability in a single package or as standalone policies, underwritten by a Best's A IX-rated carrier on an admitted basis in most states.
  

Covered Classes

Hotels and Motels of any size

Limited and Full-Service Hotels

Franchised and Independent Operations

Resorts

Hostels
 

Coverage Features 

Limits up to $1M / 2M

  • Optional coverage for Franchisor if named as co-defendant in a claim
  • Sublimit for defense of wage & Hour claims (on selected accounts)
  • Third-Party coverage
  • Expert legal advice is available to insureds before "issues" turn into "claims"
Minimum Deductibles:
  • $5,000 all states but CA
  • $15,000 in California

 

Minimum Premiums
As low as $2,500 ($5,000 in California)
Territories

Available in all states except Connecticut

 

Submission Requirements:
  • Coverage is subject to underwriting approval and actual policy wording shall govern. Coverage may not be available in all states.

 

 For more information, contact us:

888-571-6160
info@insential.com

Programs