Groups and Classes

• Pizza delivery
• Fast food delivery
• Restaurants delivering their own food
• Services delivering food from multiple restaurants
• Miscellaneous owned, hired & non-owned exposures

Prohibited Risks

• Delivery of any type with a guaranteed timed delivery
• Risks involving human transport (ie. taxis, buses)
• Risks using trucks for delivery

Limits Available

$100,000 to $5,000,000

Premiums

As low as $2,900 M&D

Carrier

Carrier is Best's Rated A:VIII

Coverages

Stand alone coverage excess of a self insured retention (SIR)

• The SIR is erodible be the driver's collectible auto insurance
• SIR's between $2,500 & $100,000.

Stand alone coverage excess of a primary policy

• Insured purchases a primary owned, hired & non-owned auto insurance policy with limit as low as the state financial responsibility limits (available through the state's assigned risk plan). Our policy would be excess of those limits.

Territories

All states except CT, DE, IA, ME, MA, OK, RI, VT

Download Product/Program PDF

Submission Requirements

• Completed Food Delivery Application for excess commercial auto liability
• 5 years currently valued hired & non-owned auto loss runs - If no prior insurance, a no known loss letter on the Insured's letterhead stating no prior coverage, and no losses

Coverage is subject to underwriting approval and actual policy wording shall govern. Coverage may not be available in all states.